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What is Home warranty and why do you need it in 2023?

A home warranty is a contract between a homeowner and a home warranty company that covers the cost of repair or replacement of certain appliances and systems within the home. Home warranties provide peace of mind to homeowners by ensuring that unexpected repair costs are covered and that qualified service technicians are available to perform the repairs.

What is Home warranty and why do you need it in 2023?​

In 2023, homeowners should consider purchasing a home warranty for several reasons. First, as homes age, the likelihood of appliances and systems breaking down increases. A home warranty can help cover the cost of unexpected repairs, which can be expensive and disruptive to a household's budget.

Second, with the ongoing COVID-19 pandemic and increased use of technology in the home, many homeowners are relying more heavily on their appliances and systems than ever before. This increased use can lead to more frequent breakdowns, making a home warranty even more valuable in 2023.

Third, with the housing market continuing to be competitive and home prices on the rise, many homeowners are looking to protect their investment by ensuring that their appliances and systems are properly maintained and repaired. A home warranty can help provide peace of mind to both homeowners and potential buyers, making it a valuable investment in the long run.

When purchasing a home warranty, homeowners should consider the following factors:

1. Coverage: Different home warranty companies offer different levels of coverage, so it's important to review the plan carefully to ensure that it covers the appliances and systems that are most important to the homeowner.

2. Cost: Home warranty plans can vary in cost, so it's important to consider the monthly or annual fee as well as any deductibles or service fees that may apply.

3. Service: Homeowners should consider the quality of service provided by the home warranty company, including the availability of qualified service technicians and the ease of filing a claim.

4.Reputation: It's important to research the home warranty company's reputation and customer reviews to ensure that they are reputable and reliable.

There are several reputable home warranty companies in the United States, including American Home Shield, Choice Home Warranty, and Service Plus Home Warranty.

Overall, a home warranty can provide valuable protection and peace of mind to homeowners in 2023. By considering the factors listed above and selecting a reputable home warranty company, homeowners can rest assured that unexpected repair costs will be covered and that qualified technicians will be available to perform any necessary repairs.